Lloyd has over 12 years’ experience in the financial services sector specifically commercial banking (agribusiness and retail banking) and microfinance operations. Lloyd is currently the Chief Executive Officer of Microcred Zimbabwe (formerly MicroKing Finance). Having championed post-acquisition transition, He was instrumental in bringing stability and effective rationalization of the institutions operations. Prior to his appointment in January 2017 as Chief Executive, Lloyd had served as Acting Managing Director since October 2015. Prior to this, Lloyd had held senior manager positions with mandates spanning Business Development, Credit & Recoveries, and Heading Operations. He holds a BSc Natural Resources Management & Agriculture (Honors) Horticulture & Crop Production from – Midlands State University and is an Alumnus of the Boulder Microfinance Training Program, Strategy & Management in Banking Program and the MasterCard Africa Board Fellowship Program. He also sits on the Board of the Zimbabwe Association of Microfinance Institutions (ZAMFI). Lloyd has received leadership awards from Zimbabwe Institute of Management (ZIM) and Megafest Holdings.