creating sustainable microfinance


  • Mrs. Virginia Sibanda – Board Chairperson +

    Mrs. Virginia Sibanda – Board Chairperson Mrs Sibanda has twenty eight years of experience in banking and microfinance industry in Zimbabwe, with extensive experience in credit risk assessment and lending to micro, small, and medium enterprises (MSME). Her current position is CEO of VIRL Rural & Social Financial Services (Private) Limited trading as VIRL Financial Services a company that she co-founded in 2010 and she holds a Master of Business Administration Degree obtained through the University of Wales Bangor in association with Manchester Business School. Mrs Sibanda is an alumni of the International Leadership Visitors Program sponsored by USAID.She has attended the general Boulder Institute of Microfinance Program as well as the Rural and Agriculture program and has attended the Symposium for Financial Inclusion sponsored by Mastercard Foundation.Mrs Sibanda is passionate about development work. Read More
  • Precious Kwashirai +

    Precious Kwashirai Board Member Read More
  • Mr. Vote Muza +

    Mr. Vote Muza Vote is a Lawyer by profession who holds an LLB (Hons) degree from the University of Zimbabwe and he is also a member of the Law Society of Zimbabwe. Since 2001 to date he has been a legal practitioner and a Senior Partner for Muza and Nyapadi Legal Practitioners. Over the years Vote, has worked for Gutu and Chikowero law firm. He was once a Commercial Law Lecturer at Pikelela Polytechnic and also lectured Clinical and Practical Skills Training and Advocacy at the University of Zimbabwe. Under the Ministry of Justice, Legal and Parliamentary Affairs, Vote has worked as a Magistrate at Tredgold Magistrate’s Court, Bulawayo. As a Legal Practitioner, he has served as a weekly columnist for the Financial Gazette Newspaper under the column ‘Legal Matters’. He currently is an Executive Director of a number of companies like, Office Essential (Pvt) Ltd, Kapoto Restaurants and Kakorodzi Enterprises (Pvt) Ltd. Read More
  • Mr. Morris Mpala +

    Mr. Morris Mpala Mr Morris Mpala is one of the founding members and the Managing Director at MoB Capital Private Limited. He is a holder of an Executive MBA and a BSc (Hons) in Applied Mathematics both from the National University of Science and Technology (NUST). He also has several certificates in Banking, Microfinance management, Treasury Management, Buying & Planning, Marketing & insurance. Morris has extensive experience in Treasury management and has worked for two pioneering banking institutions, he has served as a pension fund trustee for several years & was a trainer for treasury experts. He has exposure in insurance, manufacturing & retail. Morris has a keen interest in peri-urban to rural farming, research, development & a proponent for non-conventional thinking. He is involved in the Nambya Cultural Association for literature productions for schools, documenting & preserving Nambya culture. He is a youth mentor , statistician at heart, weekly  business analyst/columnist in The Chronicle and a natural dynamic marketing individual. Read More
  • Mrs. Mildred Chirwa +

    Mrs. Mildred Chirwa Mrs Mildred Chirwa is a banker with 17years in retail and corporate banking. She is holder of a BSc Hons in Management and Entrepreneurial Development Studies and a member of the Institute of Bankers Zimbabwe(IOBZ). Mildred has vast experience in financial services and products having joined BCC International (now CBZ Bank) in 1988 and worked in various departments before moving over to Trust Bank in 2001 as Assistant Branch Manager. She also worked for an IT company as Finance and Administration Manager before joining Hammer and Tongues Money Lenders as General Manager in 2010. Currently she is the Executive Director and enjoys changing lives through tailor made financial solutions. It is hoped that the ZAMFI board and the Association will be the better for her skills and experience. Read More
  • Mrs. Molly Dingani +

    Mrs. Molly Dingani Mrs Molly Dingani holds an MBA with Nottingham Trent University UK. She also holds a Diploma in Business Studies from the University of Zimbabwe and is an associate member of Institute of Chartered Secretaries and Administrators in Zimbabwe (ICSAZ. Currently she works for CBZ Bank as the Divisional Director - Business Banking, a unit which was set up to specifically focus on the growth on the Micro and Small to Medium Enterprise sector in Zimbabwe. She has been actively involved in initiatives involving the financial inclusion of the marginalised and was the Southern Africa Chairperson and Executive Committee member of the African Rural and Agricultural Credit Association (AFRACA) for the past five years until the end of 2016. She is also currently a Board Trustee of Leonard Cheshire Disability Zimbabwe.   Read More
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